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1“...► We analyse financial literacy and consumer credit portfolios. ► We use survey data from a representative sample of UK households. ► Less literate households...”
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2by Richard Disney Published in National Institute economic review (01.08.2016)“...This paper considers the evolution of the UK's pension programme in the light of various stated rationales for public intervention. It argues that the...”
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3“...We examine the effect of household financial indebtedness on psychological well-being using a large household survey of families with children in Britain...”
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4“...We examine the impact of house prices on labour supply decisions using UK microdata. We combine household survey data with local‐level house price measures and...”
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5“...Pay structures may not reflect differences in individual productivity and effort; in particular, public pay regulation can distort labour markets. We analyse...”
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6“...It is widely accepted that firm‐level investment is characterized by periods of low investment punctuated by ‘spikes’, but widely debated whether such...”
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7“...We examine the effect of household financial indebtedness on the incidence of partnership dissolution using a large survey of families with children in...”
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8by Richard Disney Jonathan Haskel Ylva Heden Published in The Economic journal (London) (01.07.2003)“...We analyse productivity growth in UK manufacturing 1980-92 using the newly available ARD panel of establishments drawn from the Census of Production. We...”
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9“...This paper describes the economics of the housing market and explains why house prices are likely to be more volatile than prices in other markets. It...”
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10“...Cyclical fluctuations—which affect both asset and labour markets—can have an ambiguous effect on retirement. We explore this empirically using data from the...”
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11“...Since 1995, police forces in England and Wales have been able to raise revenues locally to supplement grants from central government. We analyse the variation...”
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12by DISNEY, RICHARD GATHERGOOD, JOHN WEBER, JÖRG Published in Journal of pension economics & finance (01.10.2015)“...Is financial literacy a substitute or complement for financial advice? We analyze the decision by consumers to seek financial advice in the form of credit...”
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13by Richard Disney Carl Emmerson Gemma Tetlow Published in The Economic journal (London) (01.11.2009)“...We measure accruals in defined benefit (DB) pension plans for public and private sector workers in Britain, using typical differences in scheme rules and...”
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14by Richard Disney Jonathan Haskel Ylva Heden Published in The Journal of industrial economics (01.03.2003)“...We study entry, exit and survival of UK manufacturing establishments from 1986 to 1991 using the newly released ARD database. We document patterns of entry and...”
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17by Richard Disney Published in The Economic journal (London) (01.02.2000)“...The paper examines projections of the fiscal liabilities of public pension programmes in a number of OECD countries. It investigates the reasons why many...”
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18Disability, capacity for work and the business cycle: an international perspective [with Discussion]by Hugo Benítez-Silva Richard Disney Sergi Jiménez-Martín Luigi Pistaferri Arthur van Soest Published in Economic policy (01.07.2010)“...Important policy issues arise fiora the high and growing number of people claiming disability benefits for reasons of incapacity for work in OECD countries...”
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20“...We use household panel data to explore the link between changes in house prices and household indebtedness (both secured on housing assets and unsecured) in...”