“...This paper compares the relative strengths of working longer vs. saving more in terms of increasing a household's affordable, sustainable standard of living in...”

“...Many believe that global capital markets will generate lower returns in the future versus the past. We examine how persistently lower real returns will reshape...”

“...I analyze the effects of state public pension parameters on the retirement of public employees. Using a panel data set of public sector workers from 12 waves...”

“...Choices regarding the disposition of wealth at retirement can have substantial implications for retirement income security. We analyze the factors determining...”

“...Do the retirement patterns of public-sector workers differ from those in the private sector? The latter typically face a retirement landscape with exposure to...”

“...We analyze a national sample of Americans with respect to their debt literacy, financial experiences, and their judgments about the extent of their...”

“...In this paper, we draw on internationally comparable survey evidence on financial literacy and retirement planning in Canada to investigate how financially...”

“...To ensure the long-term sustainability of the US Social Security System, several policy alternatives can theoretically be implemented. However, in practice,...”

“...Individuals are increasingly asked to take responsibility for preparing for retirement and available financial products to do so are growing in sophistication...”