What's in a Picture? Evidence of Discrimination from Prosper.com

We find evidence of significant racial disparities in a new type of credit market known as peer-to-peer lending. Loan listings with blacks in the attached picture are 25 to 35 percent less likely to receive funding than those of whites with similar credit profiles. Despite the higher average interes...

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Bibliographic details
Volume: 46
Main Author: Devin G. Pope
Justin R. Sydnor
Format: Journal Article
Language: English
Zielgruppe: Academic
Place of publication: MADISON University of Wisconsin Press 01.01.2011
UNIV WISCONSIN PRESS
published in: The Journal of human resources Vol. 46; no. 1; pp. 53 - 92
ORCID: 0000-0003-0532-1949
Data of publication: 20110101
ISSN: 0022-166X
1548-8004
1548-8004
EISSN: 1548-8004
Discipline: Economics
Business
Subjects:
Online Access: Fulltext
Database: Social Sciences Citation Index
Web of Science - Social Sciences Citation Index - 2011
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