Introducing risk adjustment and free health plan choice in employer-based health insurance: Evidence from Germany

To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a simple Risk Adjustment Scheme (RAS) based on age, gender and disability status in 1994. In addition, effective 1996, consumers gained the freedom to choose among hundreds of existing...

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Bibliographic details
Volume:	56
Main Author:	Pilny, Adam Wübker, Ansgar Ziebarth, Nicolas R
Format:	Journal Article
Language:	English
Zielgruppe:	Academic
Place of publication:	AMSTERDAM Elsevier B.V 01.12.2017 ELSEVIER SCIENCE BV
published in:	Journal of health economics Vol. 56; pp. 330 - 351
ORCID:	0000-0003-3562-2371
Data of publication:	December 2017
ISSN:	0167-6296 1879-1646
EISSN:	1879-1646
Discipline:	Public Health Economics
Subjects:	I18 SOEP D12 Risk adjustment H51 I11 Adverse selection German sickness funds I13 Health plan switching Free health plan choice Employer-based health insurance Economics Social Sciences Life Sciences & Biomedicine Health Care Sciences & Services Business & Economics Health Policy & Services Science & Technology Choice Behavior Financing, Government - legislation & jurisprudence United States Humans Risk Adjustment - legislation & jurisprudence Health Benefit Plans, Employee Male Algorithms Adult Female Germany Insurance, Health - economics Databases, Factual Insurance Selection Bias Employers Health insurance Segregation Health administration I18 SOEP D12 Risk adjustment H51 I11 Adverse selection German sickness funds I13 Health plan switching Free health plan choice Employer-based health insurance PRICE SENSITIVITY PREMIUMS MARKETS CARE ADVANTAGE PROGRAM ELASTICITIES PASS-THROUGH MEDICARE PART D MANAGED COMPETITION
Online Access:	available in Bonn?
Database:	Social Sciences Citation Index Web of Science - Science Citation Index Expanded - 2017 Web of Science - Social Sciences Citation Index - 2017 Web of Knowledge Science Citation Index Expanded Web of Science MEDLINE (Ovid) PubMed MEDLINE MEDLINE MEDLINE Medline CrossRef Gale General OneFile (A&I only) Academic OneFile (A&I only) MEDLINE - Academic Database information Databases - DBIS