Reducing the Risk at Small Community Banks: Is it Size or Geographic Diversification that Matters?

Most community banks face relatively high levels of diversifiable credit risk because they have relatively few loan customers (idiosyncratic risk) and are not geographically diversified (local market risk). We simulate mergers among community banks to quantify the relative contributions of idiosyncr...

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Bibliographic details
Volume: 25
Main Author: Emmons, William R
Gilbert, R Alton
Yeager, Timothy J
Format: Journal Article
Language: English
Zielgruppe: Academic
Place of publication: Boston Kluwer Academic Publishers 01.04.2004
published in: Journal of financial services research Vol. 25; no. 2; pp. 259 - 281
Data of publication: 20040400
ISSN: 0920-8550
EISSN: 1573-0735
Discipline: Economics
Series: Journal of Financial Services Research
Online Access: Fulltext
Database: RePEc IDEAS
Academic OneFile (A&I only)
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