Reducing the Risk at Small Community Banks: Is it Size or Geographic Diversification that Matters?
Most community banks face relatively high levels of diversifiable credit risk because they have relatively few loan customers (idiosyncratic risk) and are not geographically diversified (local market risk). We simulate mergers among community banks to quantify the relative contributions of idiosyncr...
Emmons, William R
Gilbert, R Alton
Yeager, Timothy J
|Place of publication:||
Boston Kluwer Academic Publishers 01.04.2004
|published in:||Journal of financial services research Vol. 25; no. 2; pp. 259 - 281|
|Data of publication:||20040400|
Journal of Financial Services Research
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